Interest rate on Savings Account in PLN for the Citigold Personal Account/ Citigold Private Client Account/ CitiPriority Personal Account holders
Maximum Interest Rate
|Maximum Interest Rate on the Savings Account in PLN is calculated up to the Basic Limit amount, and in case the Basic Limit is exceeded – up to the Additional Limit.|
|Personal Acconts||Citigold Private Client||Citigold||Citi Priority|
|Maximum Interest Earning – Terms and Conditions||
Maintain an average balance across all accounts held with the bank of a minimum of PLN 200,000 and have active Customer Profile in accordance with the Terms and Conditions for Investment Products
For joint accounts, a minimum of one coholder should meet the above criteria.
|Maintain an average balance across all accounts held with us of a minimum of PLN 30,000 in a given month|
|Basic Limit :||PLN 300,000.00||PLN 200,000.00||PLN 15,000.00|
|Additional Limit (amount of surplus subject to interest once the Basic Limit has been exceeded):||
Equivalent of 50% of the client’s current exposure in investment and insurance products as of the end of the month for which the interest is earned
Products as defined in the Terms and Conditions for Investment Products. Your current exposure is stated in the “Portfolio Analysis” Report distributed according to the Terms and Conditions for Investment Products.
|The amount of the difference between the Basic Interest and Maximum Interest due for the balances covered by the Maximum Interest is paid out by the 7th Business Day after the end of the calendar month to which the interest applies.|
Basic Interest Rate
Interest rate on Savings Account in PLN for the Citigold Personal Accounts CitiKonto
Interest rate on Savings Account in EUR/GBP/USD
|to 20 000||1.50||0.10||0.15||0.50|
|up 20 000||0.10||0.05||0.05||0.20|
T-Deposit – online fixed-rate deposit available only in Citibank Online.
The interest rate is calculated on an annual basis
|PLN||CitiKonto||Citi Priority/ Citigold/ Citigold Private Client|
Minimum Deposit Amount – PLN 1,000
|from 500 USD||from 500 GBP|
Time Deposits Fixed-rate Deposit.
The interest rate calculated on an annual basis.
Citigold, Citigold Private Client
|from 500 PLN||from 500 USD||from 500 GBP|
Minimum deposit amount – 500 units of eligible currency.
Should the deposit be byearen before the maturity date, the deposited funds will not be subject to interest.
Citigold, Citigold Private Client
|If you are using the overdraft for up to any 7 days in a month||If you are using the overdraft for more than 7 days a month|
Citi Priority, CitiKonto
|If you are using the overdraft for up to 7 days a month.||If you are using the overdraft for more than 7 days a month.|
|Citi Simplicity||Visa Silver,
|Citibank MasterCard World Signia Ultime PremierMiles|
|Annual fee for issuing of payment card as the Primary Card and maintenance of your credit card as the Primary Card||N.a.||PLN 8
(PLN 216 PLN
|Annual fee for issuing of payment card as the Supplementary Card and maintenance of your credit card as the Supplementary Card||PLN 4
Additional Services – Fees (non-promotional periods):
|Service Package: SMS alerts as part of Standard CitiAlerts Package - alerts sent once a day via SMS and/or email with the list of your account activities||PLN 6|
|Service Package: Premium CitiAlerts Package - alerts sent once a day via SMS and/or email notifying you about each activity in your accounts||PLN 10|
|CitiPhone banking service||PLN 6|
|Pakiet Credit Shield Standard||0.36% of your outstanding balance|
|Pakiet Credit Shield Premium||0.79% of your outstanding balance|
For more information on fees, charges and commission, see the
Starting December 21, 2013, the cash loan interest include fixed commission rate and variable WIBOR rate (3-month).
Home Equity Loan