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Open a Citigold account


Take advantage of 6-month deposit at 6,5% per annum up to PLN 200 000.

Offer for new customers valid until the pool of 500 contracts is exceeded or until April 9, 2024. The required monthly balance on all accounts is PLN 450 000.

Open a Citigold Private Client account


Take advantage of 6-month deposit at 6,5% per annum up to PLN 2 000 000.

Offer for new customers valid until the pool of 500 contracts is exceeded or until April 9, 2024. The required monthly balance on all accounts is PLN 2 400 000.

Become our client today

Declared monthly balance on all accounts

You can also contact one of our Citigold Regional Heads directly

Connection fee according to the operator's tariff.

  • Gdańsk   |    Łukasz Stybner

    697 080 530
  • Katowice   |    Wioletta Kulisiewicz

    601 289 627
  • Kraków   |    Daria Kowalska

    606 279 025
  • Łódź   |    Monika Mosińska-Siech

    691 490 022
  • Poznań   |    Tomasz Pruski

    722 250 158
  • Szczecin   |    Anna Górecka

    697 671 193
  • Warszawa   |    Michał Matak

    605 782 038
  • Warszawa   |    Monika Nosek

    667 684 011
  • Wrocław   |    Tomasz Szybowski

    697 870 810

What are the benefits of premium banking at Citi Handlowy?

Dedicated offers Dedicated offers
Offer Profit
WELCOME DEPOSIT. By opening a 6-month Welcomen Deposit with an interest rate of 6,5% per annum for the amount of PLN 200 000 as part of the „Wybieram Citigold. Konto z Lokatą 6,5%”. Offer valid until April 9, 2024 only at a Citigold Citigold Bank Branch or by phone (applicable only to Participants who concluded a Deposit Product Agreement with the Bank by telephone, courier or via Citibank Online electronic banking). 6 500 PLN
ADDITIONAL DEPOSIT. By opening a 3-month Additional Deposit with an interest rate of 6,1% for the amount of PLN 250 000 as part of the welcome offer „Wybieram Citigold. Konto z Lokatą 6,5%” after meeting the conditions set out in the Regulations of the offer. Offer valid until April 9, 2024 only at a Citigold Bank Branch. 3813 PLN
PRIZE. Each Participant who met the conditions set out in the Regulations of the Offer „Wybieram Citigold. Konto z Lokatą 6,5%” and by the last day of the first calendar month after opening the Account, will have a full Customer Profile, including the Customer Knowledge and Experience Assessment and Customer Risk Profile, will receive an additional cash prize. Determination of the Customer Profile may only be carried out during a meeting with a bank employee - Customer Relationship Manager at a Citigold Bank Branch. 500 PLN
ESTIMATED PROFIT: 10 813 PLN

The calculated profit was not reduced by the capital gains tax.

  • Expertise of certified specialists

    Support of a personal relationship manager and a team of experts in capital, FX, insurance and brokerage markets, access to investment advisory services provided, free of charge, by specialists with extensive market experience and expertise confirmed by CFA certificates, investment advisor and securities broker.

  • Access to analyses and webinars

    Access to a comprehensive analysis of individual markets with remarks by our experts. Download the latest report here.

  • Citigold Lounge Pass Card

    2 possible visits in a given month to Executive Lounges at the biggest airports in Poland, free of charge.

  • Citi Kantor and accounts in 13 currencies

    The foreign exchange platform with SMS/email notifications and the possibility to set orders such as Stop, Limit, If Done, Occ. You can buy as many as 13 currencies directly transferred to your FX account!

  • 150 years of experience

    Citi Handlowy is a stable brand with international market experience.

Dedicated offers Dedicated offers
Offer Profit
WELCOME DEPOSIT. By opening a 6-month Deposit with an interest rate of 6,5% per annum for the amount of PLN 2 million as part of the „Wybieram Citigold. Konto z Lokatą 6,5%”. Offer valid until April 9, 2024 only at a Citigold Citigold Bank Branch or by phone (applicable only to Participants who concluded a Deposit Product Agreement with the Bank by telephone, courier or via Citibank Online electronic banking). 65 000 PLN
ADDITIONAL DEPOSIT. By opening a 3-month Additional Deposit with an interest rate of 6,1% for the amount of PLN 2 200 000 as part of the welcome offer „Wybieram Citigold. Konto z Lokatą 6,5%” after meeting the conditions set out in the Regulations of the offer. Offer valid until April 9, 2024 only at a Citigold Bank Branch. 33 550 PLN
PRIZE. Each Participant who met the conditions set out in the Regulations of the Offer „Wybieram Citigold. Konto z Lokatą 6,5%” and by the last day of the first calendar month after opening the Account, will have a full Customer Profile, including the Customer Knowledge and Experience Assessment and Customer Risk Profile, will receive an additional cash prize. Determination of the Customer Profile may only be carried out during a meeting with a bank employee - Customer Relationship Manager at a Citigold Bank Branch. 500 PLN
ESTIMATED PROFIT: 99 050 PLN

The calculated profit was not reduced by the capital gains tax.

  • Expertise of certified specialists

    Support of a personal relationship manager and a team of experts in capital, FX, insurance and brokerage markets, access to investment advisory services provided, free of charge, by specialists with extensive market experience and expertise confirmed by CFA certificates, investment advisor and securities broker.

  • Access to analyses and webinars

    Access to a comprehensive analysis of individual markets with remarks by our experts. Download the latest report here.

  • Priority Pass

    Unlimited number of passes to over 1,200 VIP lounges at the airports across the globe. In addition, each Client has 5 additional passes for their family members and friends every month.

  • Citi Kantor and accounts in 13 currencies

    The foreign exchange platform with SMS/email notifications and the possibility to set orders such as Stop, Limit, If Done, Occ. You can buy as many as 13 currencies directly transferred to your FX account!

  • 30 years of experience in serving private banking clients

    A strong and stable position of the bank is what sets us apart in the Polish market, and thanks to our 30 years of experience in servicing the wealthiest Poles we can offer our Clients financial solutions that have been tested all over the world.

  • Exclusive privileges and experiences

    Carefully prepared offers for automotive services, travelling, art and entertainment, sports and health, as well as shopping discounts at leading boutiques and fashion stores.

  • Elite card linked to the Account

    The World Elite™ Debit Mastercard® card with free travel insurance (also for the client’s loved ones with the same address of residence) and concierge service.

  • Limousine Service

    Limousine Service including limousine transfer from/to the airport in the area up to 50 km from a given international airport in Poland, as well as limousine rental with a private driver at an attractive discount.


Professionalsupport in investment decisions

Professional support in investment decisions

Professional investment advice

As a Citigold Client you have access to professional investment advice free of charge. With the help of our experts you can build an investment portfolio and choose solutions that will allow you to pursue your individual investment strategies.

Virtual seminars

A practical take on finance and investing. Take part in free webinars and listen to experts analyze the market, share their knowledge and talk about investing, FX payments and developing financial strategies.

Prestigious Locations for Special Clients.

Prestigious Locations for Special Clients.

Citigold Q22 branch in Warsaw

LEGAL INFORMATION

Citigold and Citigold Private Client Personal Accounts are payment accounts.

Bank Handlowy w Warszawie S.A. Offer „Wybieram Citigold. Konto z Lokatą 6,5%” available to the first 500 Customers who, by April 9, 2024, will conclude a Deposit Product Agreement with the Bank, open a Citigold or Citigold Private Client Personal Account on its basis and meet the conditions described in the regulations of the Offer. The Offer is addressed to new Customers who, by the end of the first calendar month following the month in which the Account was opened, will have a daily balance of at least PLN 450,000 for the Citigold Account or PLN 4,200,000 for the Citigold Private Client Account on the accounts offered by the Bank. The Offer is not available to persons who had a personal or savings account with the Bank after December 31, 2021. Detailed conditions for receiving prizes with a full list of exclusions are included in the Regulations of the Offer available on the Bank's website in the documents tab. The Bank informs that the Offer on the same or similar terms may be repeated in the future.

Detailed information on fees and commissions for the Citigold and Citigold Private Client Personal Accounts is available in the Table of Fees and Commissions: Accounts and Credit Line for Individual Clients on the Bank's website in the documents tab.

The Executive Lounge service is available at the biggest airports in Poland (in Warsaw, Poznań, Gdańsk, Cracow, Wrocław and Katowice). It is available with the Citigold Lounge Pass card – its holder can enter a lounge twice a month free of charge (two passes for the card holder or one pass for the card holder with an accompanying person). Any subsequent visits or visits of Clients with a lower balance than required are payable as per the applicable Table of Fees and Commissions: The Card is available to the Clients who have a Citigold or Citigold Private Client account, maintain an average monthly balance of at least PLN 300,000 and have been issued a World Elite™ Debit Mastercard® card.

Citi Handlowy and the Citi logo are registered trademarks of entities from the Citigroup Inc. group.

Bank Handlowy w Warszawie S.A. with its registered office in Warsaw, at ul. Senatorska 16, 00-923 Warsaw, entered in the register of entrepreneurs of the National Court Register by the District Court for the Capital City of Warsaw in Warsaw, XII Commercial Department of the National Court Register under number KRS 000 000 1538; Tax Identification Number NIP 526-030-02-91; share capital of PLN 522.638.400 fully paid-up. Citi and Citi Handlowy are registered and licensed trademarks of Citigroup Inc. Citigroup Inc. and its subsidiaries have also right to other trademarks used here in. This material is for informational purposes only and dose not constitute an offer in the meaning of article 66 of the Civil Code.

IMPORTANT DOCUMENTS