Consensus

PLN MM	Average	Max	Min	Average	Max	Min	Number of forecasts
	Consensus 2023			Consensus 2024			Number of forecasts
Net interest income	3 142	3 435	2 514	2 760	3 117	2 122	7
Net fee & commission income	583	626	555	596	638	574	7
Other operating result	586	759	432	577	858	464	7
Revenue	4 310	4 655	3 648	3 933	4 284	3 268	7
General admin costs & depreciation	(1 438)	(1 513)	(1 291)	(1 510)	(1 607)	(1 282)	7
Net provisions	(139)	(265)	(81)	(134)	(204)	(82)	7
Operating income	2 732	3 113	2 202	2 289	2 686	1 782	7
Net profit	1 956	2 323	1 510	1 586	1 864	1 164	7

Total assets	72 509	74 666	70 597	74 947	78 786	70 741	7
Loans	21 564	23 600	18 563	22 423	25 100	19 662	7
Deposits	51 141	54 171	48 100	52 903	56 962	49 504	7

The above earnings consensus was prepared by IR team basing on reports of sell-side analysts covering Bank Handlowy
(see the list of sell-side analysts).
Last update: 2023/07/31. The oldest recommendation: 2022/08/31.