Order submission (cut-off) times
| Domestic ACH Transfer (Elixir) | |
|---|---|
| 1. clearing session (on a business day) | 8 a.m. |
| 2. clearing session (on a business day) | 12 p.m |
| 3. clearing session (on a business day) | 3 p.m. |
|
Hour after which an instruction is considered to be
received the next business day (on a business day) |
5:30 p.m. |
| Domestic RTGS Transfer (SORBNET) | |
|---|---|
| Hour after which an
instruction is considered to be received the next business day (on a business day) |
3 p.m. |
| Domestic Instant Payment Transfer (Express Elixir) | |
|---|---|
| Business days | |
| Executing instructions
on an ongoing basis with the booking date on the same business day |
from 2 a.m. to 10 p.m. |
| Executing instructions
on an ongoing basis with the date of posting no
later than on the next business day (instruction execution time may be longer due to maintenance window) |
from 10 p.m. to 2 a.m. |
| Days other than business days | |
| Accepting transfers for
24 hours with the date of posting on the next
business day
(maintenance window from 2 p.m. on Saturday to 4 a.m. on Sunday). |
|
There may be periodic unavailability of the system, about which information will be made available on National Clearing House website (Polish only): https://www.expresselixir.pl/tabela-dostepnosci/.
| Domestic ACH Transfer (Elixir) | |
|---|---|
| 1. clearing session (on a business day) | 11 a.m. |
| 2. clearing session (on a business day) | 2:30 p.m |
| 3. clearing session (on a business day) | 5 p.m. |
The table presents approximate hours of booking incoming fund transfers, assuming the
process of the Bank’s accepting and booking the transfers is automatic, not
applicable to mass payments service.
| Domestic RTGS Transfer (SORBNET) | |
|---|---|
| Ongoing accepting and booking of transfers received, up till 4.00 p.m. (on a business day). |
The table presents approximate hours of booking incoming fund transfers, assuming the process of the Bank’s accepting and booking the transfers is automatic.
| Domestic Instant Payment Transfer (Express Elixir) | |
|---|---|
| Business Days | |
|
Accepting transfers on an ongoing basis with the booking date
|
from 2 a.m. to 10 p.m. |
|
Accepting transfers on an ongoing basis with the posting date no later |
from 10 p.m. to 2 a.m. |
| Days other than business days | |
| Accepting transfers on an ongoing basis with the posting date no later than on the next business day. | |
There may be periodic unavailability of the system, about which information will be made available on National Clearing House website (Polish only): https://www.expresselixir.pl/tabela-dostepnosci/.
| Internal Transfer (PLN Type) | |
|---|---|
| Business Days | |
|
Executing instructions on an ongoing basis with the booking
date |
from 2 a.m. to 10 p.m. |
|
Executing instructions on an ongoing basis with the date of
posting no later |
from 10 p.m. to 2 a.m. |
| Days other than business days | |
| Executing instructions for 24 hours a
day, except for unavailability from 2 p.m. on Saturday to 4 a.m. on Sunday, with the date of posting the next business day. |
|
The „PLN-Type” internal transfer is a transfer denominated in PLN, from a PLN account of a corporate client of the Bank, to a PLN account of a corporate client of the Bank. Such a transfer should be ordered using the “Domestic Fund Transfer” option.
There may be periodic unavailability of the system, of which information will be provided in advance.
| Internal Transfer (other) | |
|---|---|
| Executing instructions on an ongoing basis (on a business day) | 5 p.m. |
The „Other-Type” internal transfer is a transfer denominated in a currency other than PLN, or requires currency conversion, or is sent to a consumer client of the Bank, or is ordered using the “Cross Border Fund Transfer” option (irrespective of the transfer currency).
If a transfer is denominated in a currency other than PLN, or requires currency conversion, it should be ordered using the “Cross Border Fund Transfer” option.
| Currency | Value date D0 (today) |
Value date D+1, Value date D+2 |
|---|---|---|
| SEPA (EUR) | 3:00 pm | D+1 5:00 pm |
| USD | 3:00 pm | 5:00 pm |
| EUR | 3:00 pm | 5:00 pm |
| GBP | 12:30 pm | 5:00 pm |
| CHF | 12:00 pm | 5:00 pm |
| SEK | 10:15 pm | 5:00 pm |
| DKK | 12:30 pm | 5:00 pm |
| NOK | 12:30 pm | 5:00 pm |
| AUD | we do not realize with D0 | 3:00 pm |
| JPY | we do not realize with D0 | 3:00 pm |
| CAD | 12:30 pm | 5:00 pm |
| KZT | we do not realize with D0 | 3:00 pm |
| CNY | we do not realize with D0 | 3:00 pm |
| CZK | 10:00 am | 5:00 pm |
| HUF | 12:30 pm | 5:00 pm |
| ZAR | 12:00 pm | 5:00 pm |
| RON | 10:00 am | 5:00 pm |
| TRY | 10:00 am | 5:00 pm |
| BGN | 12:45 pm | 5:00 pm |
| PLN | 1:00 pm | 5:00 pm |
| ILS | We do not realize with D0 | 3:00 pm |
| Other currencies | We do not realize with D0 | We do not realize with D+1 D+2 2:30 pm |
Incoming foreign transfers are booked by the end of the business day for the bank.
|
Closed cash deposit crediting the account with counted amounts |
Delivered by 1:00 p.m. on a business day to the counting unit are booked at the same day |
Delivered after 1:00 p.m. on a business day to the counting unit are booked at the next business day |
|---|---|---|
|
Closed cash deposit crediting the account with declared amounts |
Delivered by 2:00 p.m. on a business day to the counting unit are booked at the same day |
Delivered after 2:00 p.m. on a business day to the counting unit are booked at the next business day |
|
Plus Deposit (closed cash deposit at Post Office) |
Delivered by 7:00 a.m. on a business day are booked at the same day |
Delivered after 7:00 a.m. on a business day are booked at the next business day |
