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29th July 2009

Citi Handlowy to Organize Bonds Issue for Poland’s National Road Fund

Bank Gospodarstwa Krajowego (BGK) and Bank Handlowy w Warszawie S.A. announced they will organize a bonds issue to finance the National Road Fund. The agreement was signed by Ireneusz Fafara, Management Board President of BGK, Slawomir S. Sikora, President of the Management Board of Bank Handlowy S.A., and Witold Stepien, President of the Management Board of Dom Maklerski Banku Handlowego (Brokerage House).

Bank Gospodarstwa Krajowego will handle the program documentation for the issue of the bonds, which are designated for the construction of roads financed by the National Road Fund. All bonds issued under this program shall be fully guaranteed by the State Treasury. Poland’s Council of Ministers is expected to confirm the issue in the coming days, and the first issue for the amount of PLN 600 million is planned for early August.

The distribution of securities under the first issue will be conducted via the proposal to acquire bonds, targeted to selected investors. The maturity of the bonds would be up to three years. Interest on the bonds would be based on the floating interest rate, and the level of margin above the reference rate would be determined based on the book-building among the potential investors.

The Financial Plan of the National Road Fund for 2009, amended on May 22, 2009, allows such programs to benefit the National Road Fund. Under this plan, the total expenses of the fund are set at PLN 16.5 billion, of which PLN 14.3 billion would be allocated to finance the construction, renovation and maintenance of roads. The volume of bonds to be issued by BGK for the fund is expected to be PLN 7.85 billion. Currently, the program value totals PLN 600 million; however, the documentation assumes the value of the program may be increased in a flexible manner. The parameters of bonds issued under the stated amount – such as maturity, type of interest, volume of the series – may be adapted to the National Road Fund status and market conditions.

This is an umbrella-type program, meaning the bonds can be distributed both under private placement and via a public offer, in accordance with the Act.

Bank Handlowy w Warszawie S.A. has a broad range of offerings and extensive experience providing services to the public sector. Since January 2008, it has provided financial services for Warsaw municipal authorities, and since June 2009, it has organized bonds issue programs for Bialystok municipal authorities, totaling PLN 100 million. Additionally, the Bank is one of the organizers of the municipal bonds issue program for the City of Warsaw, for the total amount of PLN 4 billion. In the past, the Bank co-organized the issue program of revenue bonds for the Bydgoszcz Municipal Water and Sewage Company for PLN 600 million. (So far, the bonds have been issued for a total of PLN 320 million).

The Bank, as a leader in the domestic prepaid payment cards market, provides more than 40 social assistance centers with prepaid benefit cards. (Currently there are 80,000 active cards.) The Bank was the first to introduce a unique deposit offer for courts and prosecutors’ offices.

If the volumes of securities offered increases, additional dealers and entities could join the program. This would be agreed, on a case-by-case basis, between the issuer and underwriter.

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