We apologize , but we are currently not accepting applications for credit products from new clients in the Microenterprise Segment. Existing Citi clients may contact us via Contact tab in Citibank Online, CitiPhone or visit our branch.

Loans and loans for small businesses

Sole proprietorship and micro-enterprise

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Check out Citi Handlowy's wide range of loan products and choose the best one for your company.

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What amount do you need?

30 000 zł
3 000 000 zł

In how many installments do you want to repay your loan?

installments
1 installment
60 installments
First monthly installment
Last monthly installment
Upfront fee

Allocation of a loan and its amount depend on whether the potential borrower’s creditworthiness is positively assessed by Bank Handlowy w Warszawie S.A. The calculations are indicative and are not a commercial offer within the meaning of Article 66 of the Civil Code.

Allocation of a loan and its amount depend on whether the potential borrower’s creditworthiness is positively assessed by Bank Handlowy w Warszawie S.A. The calculations were made with the following assumptions: variable interest rate of 9.35%, including: 3M WIBOR reference rate of 5.85% and margin of 3.50%. The calculations are indicative and are not a commercial offer within the meaning of Article 66 of the Civil Code.

The amount you wish to have at your disposal in your account.

30 000 zł
3 000 000 zł

What portion of the assigned limit do you wish to use?

30 000 zł
3 000 000 zł

When will you pay the used limit – after how many days?

days
1 day
365 days
Interest
Upfront fee
Fee on unused limit

Allocation of a loan and its amount depend on whether the potential borrower’s creditworthiness is positively assessed by Bank Handlowy w Warszawie S.A. The calculations are indicative and are not a commercial offer within the meaning of Article 66 of the Civil Code.

Allocation of a loan and its amount depend on whether the potential borrower’s creditworthiness is positively assessed by Bank Handlowy w Warszawie S.A. The calculations were made with the following assumptions: variable interest rate of 9.35%, including: 1M WIBOR reference rate of 5.85% and margin of 3.50%, interest accrued on the used limit for the number of days for which the limit will be used. The calculations are indicative and are not a commercial offer within the meaning of Article 66 of the Civil Code.

We apologize , but we are currently not accepting applications for credit products from new clients in the Microenterprise Segment. Existing Citi clients may contact us via Contact tab in Citibank Online, CitiPhone or visit our branch.