How to get started?

Install. Take a picture. Done.

1. Install

Download Google Pay from the Google Play Store and install it on the smartphone that is NFC-enabled and has Android 4.4 Operating System or higher (to check whether your phone is enabled with NFC, go to your phone settings).

Download now

2. Add your debit or credit card

Enter manually your Citi Handlowy Mastercard debit or credit card details or just take a picture of your card. Then, activate your debit or credit card entering a one-time password sent to you via SMS.

3. Done!

Now you can make contactless payments using your phone and card added to Google Pay. Just make sure your phone is awake and hold it to the terminal.

If you have more than one Citi Handlowy card (e.g. credit and debit cards) you can add all of them to Google Pay following the instructions in step 2. To set your Citi card as your default card in Google Pay, just drag it to the top of the screen.

How to pay?

The same card. The same places. It just gets simpler.

No need to juggle between your phone and wallet at checkout. With Google Pay you will pay everywhere where you normally use your plastic card to pay.

1. Keep your phone awake

Make sure your phone is awake. You don’t need to unlock your device or start the Google Pay app.

2. Payment

Hold your phone to the contactless terminal at checkout.

3. Done!

You will hear a ring tone or feel your phone vibrate once the transaction is completed. You will see the transaction confirmation on your phone’s screen.

To make sure Google Pay is accepted, just look for these symbols at checkouts:

With Google Pay you don’t need to enter your card details every time you shop online. Whether it’s in apps or online, just click Buy with Google Pay.


It works like a card, you only have it in your phone.
You pay everywhere, because you carry your smartphone everywhere.
Pay as safe as with a card and don't worry about the rest.
You just bring your phone closer and it's ready!
No wallet, no cash, no touch - pay conveniently and safely.

Payments with mobile phone using Google Pay are full of benefits!

You pay faster and more convenient with what you always have on hand, and in addition you keep all the benefits as when paying with a traditional card - discounts and loyalty points in the Citi Specials program.

You no longer need a wallet! Pay more convenient using a phone with Google Pay.

Replace your wallet with a phone and pay easy and convenient with what you always have on hand. Start using Google Pay today and pay for whatever you want, whenever you want.

Payments with Google Pay are easier than you think!

Just download the app and register your card in Google Pay – this is it! Start using Google Pay today and pay for whatever you want, whenever you want - always safe!

A burger out, a concert tickets or flowers for your closed ones? For all this you can pay with a Citi Mastercard using Google Pay!

Did you know that with Google Pay you can pay for your purchases at every merchant that accepts contactless payments, i.e. 100% of terminals in Poland?! Get started today and pay with Google Pay for whatever and whenever you want to!

No worries! Payments with a mobile phone are safer than you think!

during transactions at stores, Google Pay does not make your credit card number available so your details are safe. Additionally, you can pay faster and easier by using the device that is already in your hand – you do not have to look for your wallet!

Start using Google Pay today and pay for whatever you want whenever you want – and be always safe!

Minimum Effort. Maximum Security.

Google Pay has been designed with your convenience and safety in mind. Learn about some basic security features that will help you enjoy peace of mind while using Google Pay:

Your actual card number is not shared
When you pay using Google Pay, your physical credit or debit card number is not shared with a merchant. Instead, a virtual card number is used and this way your card details stay safe.

You can lock your phone in case it is lost or stolen
In case your phone is lost or stolen, you can lock it from any place, set a new password or wipe it clean of your data using Android Device Manager.

To learn more about how to use Google Pay in a safe and secure way, please visit our Safe Banking site.

Pay with your phone using Google Pay wherever you need to.

Sometimes you have just your phone at hand. Now it’s enough…

“When I go jogging, I have only my phone with me. Now it’s enough to buy myself a bottle of water after I finish jogging.”


“I have my wallet always hidden deep in my pockets so now I can use my phone with Google Pay for quick payments.”


“Grabbing a quick coffee with my friends is not a problem anymore since I’m able to pay with Google Pay.”



Watch how to add your card in 30 seconds

Watch how to pay for your purchases at merchants

See how Google Pay makes sure your card details are safe


Google Pay i Google Play are registered Google LLC trademarks. Mastercard is a registered trademark. Circles Design is Mastercard International Incorporated trademark.