CITIKONTO PERSONAL ACCOUNT

A good balance
in life and on account

PLN 200 to start + PLN 0 monthly fee for account maitenance

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Bank account offer for new customers, valid until 04/12/2021.

Discover the revolutionary offer of CitiKonto

Daily banking for
PLN 0

  • for account maintenance
  • for a multi-currency card linked to an account
  • for withdrawals from Citi ATMs
  • for the first four withdrawals a month from ATMs other than Citi’s
  • for domestic transfers via Citibank Online or Citi Mobile
  • for the first three Express Elixir transfers in a given month

Excellent exchange rates

Take advantage of an attractive offer of FX rates dedicated to the Clients having a CitiKonto

Online FX Rates

The courses on this page are refreshed automatically every 2 minutes Refresh now

When you refresh the page for a currency exchange transaction, the exchange rate may change according to recent fluctuations in the foreign exchange market.

Exchange rates for transactions of min. USD 1 (or its equivalent in another currency) are changed regularly according to the current market rates (from Sunday, 23:00, to Friday, 23:00, round the clock, excluding bank holidays).

Additional benefits with CitiKonto



Citi Kantor

(Citi Foreign Exchange Platform) Your place to exchange currency

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Citi Mobile®

Modern services without limits with a new mobile app

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Foreign currency accounts

Global banking in a comfortable form. Manage your currency transactions with ease.

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Citi Global Wallet

Check how to do online shopping worldwide without conversion costs.

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Access to amazing discounts, surprises and awards with Citi Specials



You have access to discounts up to 50% at more than 300 partners.


Discounts up to 10% at over 100 restaurants in Poland


A possibility to exchange points for prizes in the Mastercard® Priceless® Moments (Bezcenne Chwile) Program.

How does Citi Specials work? It is simple! Find a chosen partner or restaurant on the Citi Specials website, pay with a Citi card and enjoy a discount or a surprise!

Additionally, register your card in the Mastercard® Priceless® Moments (Bezcenne Chwile) Program , collect points for card transactions and collect prizes.

How do I claim the welcome prize for opening an account?

  • Step 1
    Open a CitiKonto

    You can complete the online application yourself or leave your details, and the Advisor will call you back and complete the application with you

  • Step 2
    Log in to Citi Mobile® and make a transfer - receive PLN 50

    Log in min. Once to the Citi Mobile application and transfer to your account PLN 100 to collect PLN 50 cashback - you have until the last day of the calendar month following the month in which the Account was opened.

  • Step 3
    Transfer your salary or make a currency transaction – receive PLN 50

    Transfer to the account min. PLN 2,000 due to remuneration or execute a foreign currency instruction at Citi Kantor for min PLN 2,000 to collect PLN 50 cashback - you have until the last day of the second calendar month following the month in which the Account was opened.

  • Step 4
    Receive PLN 50 for transactions for min. 1000 PLN

    Make non-cash transactions with a total amount of min. PLN 1,000 OR make a transfer from your Account to repay your Citibank Credit Card with a total amount of at least PLN 1,000

  • Step 5
    Additional PLN 50 for meeting the conditions

    Each participant who meets the above conditions will receive an additional prize of PLN 50.

  • Step 6
    Expressing consent to contact us - collect 2 codes for Quick Postings from InPost

    You can voluntarily consent to the processing of your personal data for marketing purposes and receive 2 codes for Quick Postings from InPost.

Open a personal CitiKonto and add benefits one by one. Everything is ahead of you!


Open CitiKonto

200zł

By opening an account, you can get rewards worth up to PLN 200.

As part of the "CitiKonto. Financial Revolution - VII edition. " valid until August 22, 2021.

Open a credit card

400zł

If you also set up a credit card, you can receive, for example, a PLN 400 voucher to Allegro (RRSO 11.43%)

As part of the offer for new Clients “Become a Citi Simplicity Credit Card holder and get PLN 400 Allegro voucher – VI edition” valid until 24.11.2021. The granting of a Credit Card is subject to a positive assessment of creditworthiness.

Use your account
and card

100zł

Paying with your account and credit card you will get 1% refund, max. PLN 100

As part of the "CitiKonto. Financial Revolution - VII edition. " valid until August 22, 2021.

Open an account in a few simple steps from home.



Click the “Open an account online” button and fill in the application.


Follow the instructions on the screen, shift to your phone and take a photo of your ID.


Take a photo of your face and follow the instructions displayed on the application’s screen.


Confirm the agreement with an SMS code and that is it, all done!

Learn more about the remote verification from a short VIDEO or HERE

Open account online

The process is available to persons having a PESEL number

CitiKonto Personal Account is a payment account kept PLN.

Remember that you can open a new CitiKonto also at our Smart branches
Check the list of branches

Related products


Credit Line

Open a renewable credit line in the account and receive funds for any purpose


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Business account

Monitor the finances of your business in an easy and convenient way


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Foreign currency account

Take advantage of a wide offer of the bank’s FX currency solutions


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Check out our Citigold private banking offer, which has received a number of awards


LEADER OF PRIVATE BANKING SERVICES

According to Euromoney 2020.

5 STARS IN FORBES RATING 2019

For Private Banking Citi Handlowy.y

You can find more information on the following websites:


Personal Account Citigold

Personal Account Citigold Private Client

Questions & Answers

OPENING AND CHANGING THE TYPE AND ACCESSING THE ACCOUNT

ACCOUNT MANAGEMENT

Important Information


Bank Handlowy S.A. The "Up to PLN 200 with CitiKonto - II edition” is available to the first 3,000 Customers who will conclude a Deposit Product Agreement with the bank by December 4, 2021, open a CitiKonto Personal Account on its basis and meet the conditions described in the offer regulations. Excluded from the offer include: persons applying for a new account who, after 01/01/2020, until the date of the offer commencement, had a personal or savings account on their own or as a co-owner. The full list of exclusions is available in the Terms and Conditions of the offer. The " Up to PLN 200 with CitiKonto - II edition” cannot be combined with other special offers concerning the Account. Maintaining an account means operating a payment account. Account card means service of a debit card. Withdrawing from ATMs means withdrawing cash. Domestic transfer means a transfer order. Citibank Online means the electronic banking service.

The promotional offer is available in the online channel for people opening an Account through biometric verification, if a courier is selected - the promotional offer does not apply. The exclusion is when the Account is opened by phone or when, after choosing the biometric process, for reasons beyond the control of the Customer, the Account was opened in the courier process.

Details of the Offers, including the conditions for receiving the Award, are available in the Offer Regulations at the Bank's branches and on the website www.citihandlowy.pl. Detailed information on fees and commissions for the CitiKonto Personal Account, Citi Priority, Citigold and Citigold Private Client is available in the Table of Fees and Commissions at www.citihandlowy.pl. The material does not constitute an offer within the meaning of Art. 66 of the Civil Code.

1st place in the ranking of "free bank accounts" by money.pl as of October 28, 2020; 1st place in the financials rankomat.pl ranking of October 26, 2020; 1st place in the ebroker.pl ranking of November 2, 2020; 1st place in the bankier.pl ranking of November 16, 2020.

EIR means Effective Interest Rate.

The granting of a Credit Card is subject to a positive assessment of creditworthiness. Offer for new customers valid until July 31, 2021, may repeat in the future. Terms and Conditions of the Offer "Citi Simplicity credit card with the Xiaomi Redmi 9 phone" available at www.citibank.pl.

The Bank informs that offers on the same or similar terms may be repeated in the future.

Details of the Offers, including the conditions for receiving the Award, are available in the Offer Regulations at the Bank's branches and on the website www.citihandlowy.pl. Detailed information on fees and commissions for the CitiKonto Personal Account, Citi Priority, Citigold and Citigold Private Client is available in the Table of Fees and Commissions at www.citihandlowy.pl. The material does not constitute an offer within the meaning of Art. 66 of the Civil Code.


Documents

Open a personal account with a selfie even in 10 minutes More

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