You may use the loan to consolidate your debts:

loans from other banks

credit card debt

credit line debt

  • You will go through the entire process from home – from filling in your application to signing the agreement and obtaining the funds. To find out more about the loan, you may leave your contact details by filling in a short online form – our relationship manager will call you back and receive your credit application by telephone.
  • The credit approval can be issued as soon as one hour after the application was filled and only minimum formalities are required.
  • To verify your income, we accept bank statements showing your salary, certificates issued by employers, etc. You can send the documents electronically. Clients who already have a credit product at Citi Handlowy may be allowed to go through the procedure even without income documents.
  • Repayment in equal monthly installments. You select their number as appropriate for your needs and capabilities. You may select up to 120 installments.
  • At any time, you may take additional funds or repay the entire amount earlier.
  • With optional Safe Installments Insurance you can secure the repayment of your loan in case of death or temporary inability to work.

  • Variable interest, from 13,49% (based on 3M WIBOR).
  • Interest is calculated on the declining balance of the outstanding principal amount.
  • Depending on the offer currently in force, the bank can charge a commission and a monthly operating fee of PLN 30 or PLN 40.

If you are our Client, log in to Citibank Online and check your offer.
If you are a new Client, fill in the form and we will present a detailed offer prepared especially for you.

How to use it

Step 1

You order a phone call with our consultant by filling out the Contact Form

Step 2

You set the loan conditions together. Than you submit a loan application form

Step 3

Once your loan application is accepted, you sign the loan agreement

Step 4

Disbursement of funds

Representative example for Cash Loan:

Acceptance or refusal of your loan application is subject to your credit check by Bank Handlowy w Warszawie S.A.
The material is for informational purposes and does not constitute an offer within the meaning of Article. 66 of the Civil Code.


Check Cash Loan online offer for new Clients.

The websites of Bank Handlowy w Warszawie S.A. use cookies to ensure the best Citibank Online user experience and collect the data which allow us to optimize the use of our websites optimization and deliver the best marketing experience. If you do not want to install them, go to the settings section in your browser. click here to learn more.