Take advantage of the special offer for Credit Cards – choose an offer:

Discover our cards
Select the Credit Card that best suits you.

CITI SIMPLICITY

200zł

Credit card
for everyone


  • Success Named the best credit card in the Złoty Bankier competition five times in a row
  • Success Discounts up to 50% at more than 300 partners
  • Success Loyalty Program Mastercard® Priceless® Moments

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Monthly fee PLN 0, if you spend with the card in a given month min. PLN 1000 PLN. Otherwise - PLN 12 monthly.

Citibank-BP Motocard

200zł

Credit card for car drivers


  • Success Named the best credit card in the Złoty Bankier 2021 competition
  • Success Annual refund of up to PLN 240 (for transactions of no less than PLN 500, including at least PLN 250 spent at BP gas stations, in each settlement period)
  • Success Possibility to collect points at the partners of the PAYBACK program

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Monthly fee PLN 0.

PremierMiles

200zł

Credit card for travelers


  • Success Miles collected for card transactions. They can be exchanged for plane tickets, hotel stays (10 international partners) or cashback
  • Success Discounts up to 50% at more than 300 partners
  • Success Loyalty Program Mastercard® Priceless® Moments

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Monthly fee PLN 0, if you spend with the card in a given month min. PLN 1500 PLN. Otherwise - PLN 18 monthly.

Citibank World Mastercard®

200zł

Credit card full of rewards


  • Success Special offers and discounts at Partners dedicated to the card, including H&M, Douglas and Sphinx
  • Success Discounts up to 50% at more than 300 partners
  • Success Loyalty Program Mastercard® Priceless® Moments .

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Monthly fee PLN 0, if you spend with the card in a given month min. PLN 1500 PLN. Otherwise - PLN 18 monthly.

Citibank World Elite™ Mastercard® Ultime

200zł

Credit card for demanding clients


  • Success Foreign transactions with no conversion costs
  • Success Unlimited access to around 1,300 Executive Lounges worldwide and top-quality Concierge services
  • Success Free insurance package that covers, among others, costs of treatment abroad up to EUR 7,500,000

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Annual fee PLN 0 if the value of Non-cash Transactions made within 12 months is min. PLN 180,000 or the Client has a Citigold Private Client Account with an average monthly balance of PLN 3 million. Otherwise, the annual fee for using the card is PLN 1,200.

Benefits of your Credit Card:

  • Discounts up to 50% in the Citi Specials program

    You get access to discounts of up to 50%, vouchers and surprises from over 300 partners, thanks to which you spend less when you pay by card.

  • Rewards for transactions under the Mastercard® Priceless® Moments program

    You also have access to the Mastercard® Priceless® Moments program, in which you receive unique rewards for card transactions. The Mastercard® Priceless® Moments program is available for Citibank cards with the Mastercard logo (excluding the Citibank-BP Motokarta card).

  • Discounts up to 10% at the best restaurants in Poland

    You get a discount of up to 10% in the best restaurants all over Poland - on site and in delivery.

  • Ticket pre-sales for the concerts of the greatest artists

    You get the possibility to pre-purchase tickets only for Citibank customers for the concerts of the biggest stars.

Convenient financing of your Credit Card:

  • Convenient credit for up to 56 days

    You can freely use the funds up to the card limit and pay zero interest on cashless transactions if you pay them off within 56 days. You can also transfer cash to the account without submitting an application.

  • Convenient installments available on demand

    You can convert every transaction of above PLN 100 online without assistance into up to 12 installments. No formalities.

  • Additional funds available on demand with Loan on Card

    You can transfer funds from the available Credit Card limit to your account and pay them off in installments like a loan.

  • Google Pay and Apple Pay, or your Card in the phone

    Add you card to Google Pay / Apple Pay and pay with anything you have at hand – your phone or watch.

Jak zawnioskować o kartę kredytową w 3 prostych krokach?

Karty Kredytowe - Citi Handlowy

Apply online

Fill in the online form yourself or order a phone call by providing your data on the first screen of the application.

Karty Kredytowe - Citi Handlowy

Take a selfie

You can verify your identity by taking a photo of your ID card and of your face.

Karty Kredytowe - Citi Handlowy

You card will be sent by post

If the Bank positively assesses your creditworthiness, your Card will be sent by post along with activation instructions.

FAQ

Important informations

Minimum requirements to apply for a credit card

Natural person

  • Age - 18 years old or above
  • Monthly net income - PLN 1200 min
  • Length of service at the curent company - min. 3 months

Economic activity

  • Age - 18 years old or above
  • Monthly net income - PLN 2500 min
  • Self – employment - min. 2 years

Granting a Credit Card depends on a positive assessment of creditworthiness by Bank Handlowy w Warszawie S.A.

Representative example

Important informations ​

Detailed information on the Mastercard® Priceless® Moments program is available in the Priceless Specials Regulations available at www.mastercard.pl/specials.
Mastercard is a registered trademark and Circles Design is a trademark of Mastercard International Incorporated.

Documents to download

PLN 400 to Biedronka
with credit card.

Apply
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