Consolidation Loan

It so happens that we have a low interest rate!

Offer for clients who will transfer at least PLN 20,000 of liabilities to Citibank.

Exchange many installments for one – a lower one.

  • From PLN 20 000 to PLN 150 000
  • Repayment in up to 120 installments
  • Quick credit decision
  • Additional funds
  • Agreement can be signed without having to leave your home
  • The interest rate is 8.79% for consolidated liabilities exceeding PLN 20,000

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How others are using it

You may use the loan to consolidate your external debts:

Calculator: check monthly installment of Consolidation Loan

What amount?

PLN
20 000 PLN
150 000 PLN

How long?

months
9 months
120 months
Monthly installment: 2,273 PLN


The calculator's calculations are indicative and do not constitute a commercial offer within the meaning of Article 66 of the Civil Code.

How to use it

Documents

Additional information

  • Representative example

  • Legal information

    This is a proposal for individual clients who transfer their liabilities to Bank Handlowy w Warszawie S.A. The loan term is from 9 months to 10 years. The loan cannot be used to repay loans or borrowings held with Bank Handlowy w Warszawie S.A., and the amount of consolidated external liabilities must be PLN 20,000 or higher.

    The Table of Fees and Commissions is part of the Cash Loan Agreement, which is available on citibank.pl/dokumenty.

    Whether or not a loan is granted, as well as its amount and terms, depend on the results of the assessment of your creditworthiness and credit risk evaluation.

    The cash loan bears interest at a variable interest rate. A variable interest rate poses a risk of changing the amount of planned instalment repayments and at the same time the amount due.

    The interest rate is determined individually and depends on an individual creditworthiness assessment. It consists of the WIBOR 3M rate and the bank’s fixed margin. The interest rate may be 8.79%.