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World without Borders

If you are planning a trip overseas and need travel insurance, check out our offer.


  • Success Coverage of treatment costs in case of sudden illness or accident, even up to EUR 100,000
  • Success Insurance of luggage or flight delay to the extent of the costs incurred
  • Success Immediate Assistance
  • Success Possibility to insure family members and friends
  • Success Additional insurance packages for active customers: diving, water sports, winter sports, mountain tourism

How does it work?

  • Success You decide which insurance option to choose and how long the contract will be.
  • Success You purchase the insurance via the Internet.
  • Success The Insurer sends the policy to your e-mail address, and – at your request – also by text message.
  • Success The insurance contract can be concluded by the holder of the primary Citibank Credit Card, or by the holder of Citibank Personal Account.

Important informations

Insurance coverage is provided by Europ Assistance S.A. For more information on providing the insurance coverage, please read the General Terms and Conditions of “The World without Borders” Insurance and “The World without Borders” travel insurance card available below in the “Important Documents” section.

The Bank acts as insurance agent, performing agency activities for Europ Assistance S.A., entered under number 11120807/A into the register of insurance agents maintained by the Polish Financial Supervision Authority. The customer may verify the Bank's entry in that register via the website:

The Bank represents numerous Insurers – detailed information is available at the Bank upon the Customer’s request.

The range of Bank’s duties includes, in particular, providing information to the Policyholders on the terms and conditions for insurance and on the terms under which insurance contract is concluded.

The Bank, during the processes of sale and handling of protective insurance, follows the principles set out in the “Recommended best practices in the Polish bancassurance market for unit-linked insurance products” issued by the Polish Bank Association.

Limitations and exclusions of the Insurer’s liability

The Insurer shall not be liable for losses occurring in the territory of Poland, in the country of residence and in the country of which the Insured is a citizen.

The liability of the Insurer is limited, e.g. the Insurer shall not be liable for losses which arose through intentional or grossly negligent acts of the Insured.

For the full list of the insurer's liability exclusions, please read the General Terms and Conditions of The World without Borders Insurance ("Świat bez Granic”) as of the day of signing the Insurance Agreement (hereinafter "GTC"). The client should read the GTC before signing the Insurance Agreement


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