

Mortgage loan
Your dreams are closer than you think! Mortgage loan on attractive terms.
- Home
- Loans and credits
- Mortgage Products

Early full/partial repayment of a loan/credit facility
CheckWhat is a mortgage loan?


Mortgage loan is a loan granted by the Bank, for a long period of time to finance purchase of real estate.
Home Equity Loan is distinguished by the fact that its collateral is the property that was bought with the money from the loan.
Our offer of Mortgage products


Mortgage Loan
- Financing of a primary market property (erected property) or a secondary market property
- Refinancing of a home loan taken with other bank
- Loan amount up to PLN 3,000,000 (up to 80% of the property's value)
- No fee for earlier repayment
- Commission fee from 0%
- The offer is also available as 5 Year Fixed


Home Equity Loan
- Financing for any purpose, consolidation of other loans
- Loan amount up to PLN 2,000,000 (up to 70% of the property’s value)
- Long repayment period - up to 20 years
- No fee for earlier repaymentli>
- The offer is also available as 5 Year Fixed
Mortgage loan calculator: check cost
Use mortgage calculator and check the mortgage loan or home equity loan installment.
How to get a mortgage?

Fill out the form
More informations
Documents
Additional informations
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Legal informations
APR stands for the Annual Percentage Rate. A variable interest rate poses a risk of changing the amount of planned instalment repayments and at the same time the amount due. Allocation of a loan and its amount depend on whether the potential borrower’s creditworthiness is positively assessed by the Bank.
Detailed information on fees and commissions is available in the Table of Fees and Commissions – Home Loan/Home Equity Loan available on the Bank's website in the “Documents” section. The Offer may be repeated in the future. The calculations are indicative and are not a commercial offer within the meaning of Article 66 of the Civil Code.
Bank Handlowy w Warszawie S.A. with its registered office in Warsaw, ul. Senatorska 16, 00-923 Warsaw, entered into the Register of Entrepreneurs of the National Court Register maintained by the District Court for the Capital City of Warsaw in Warsaw, 12th Commercial Division of the National Court Register, under number KRS 000 000 1538, Tax Identification Number (NIP) 526-030-02-91, share capital of PLN 522,638,400, fully paid up.
Citi and Citi Handlowy trademarks are registered trademarks of Citigroup Inc. used under a license. Citigroup Inc. and its subsidiaries are also entitled to the use of certain other trademarks used herein.
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Representative examples